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Business Word/Phrase of the Day

word-phrase-descEvery day we publish a business word or phrase together with audio pronunciation, phonetics, definition and example sentences. This is a great way to improve your workplace vocabulary as well as your pronunciation. To receive 'Business Word/Phrase of the Day' by email, just subscribe to our newsletter from the link above. 

投资银行
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29 Mar 2024

/ɪnvɛstmənt吞本kɪŋ/

短语

  • 投资银行是银行部门,其中包括业务实体公司打交道,与其他创造资本。 除了作为代理人或在发行证券公司承销过程中,投资银行还建议就有关问题和事项的公司的股票配售。
例句: 什么利润的百分比汇丰来自其投资银行部门?
该银行的投资银行部门表现不佳,去年由于在南美股市崩溃。
 

洗钱
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28 Mar 2024

/lɔndərɜrdmʌn我/

短语

  • 洗钱是通过银行派出大量资金账户的钱一先后在试图隐藏的来源。
例句: 政府已采取预防措施,以确保洗钱不进入该国注意。
现在所有银行必须通知当局,如果他们怀疑洗钱
 

负债
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27 Mar 2024

/ˌlaɪəbɪlɪteez /

名词

  • 负债包括应付账款(钱,你欠供应商),另外,公用事业)目前所有的经营费用(抵押金,保险,税收,工资。
例句: 公司业务已经负债 200万。
如果我们的责任进一步加大,我们将不得不考虑关闭该公司。
 

NET的价值感
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26 Mar 2024

/nɛt/ /wɜrθ/

短语

  • 净资产值的负债人的资产,包括现金,减去总。 它经常被用来作为承保指引,以表示个人的信誉和资金实力。
例句: 他可能看起来很富有,但他的净资产是相当小的,其实。 他有95%的最他的财产抵押。
比尔盖茨的净资产大幅增加,在过去一年由于股价表现良好的微软。
 

贷款
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25 Mar 2024

/loʊn/

名词或动词

  • 一个贷款是一个从它的拥有人(贷款人)属性(通常是现金)暂时转让协议,以书面或口头承诺,谁借款人归还根据协议的条款通常与它的使用兴趣。
  • 如果你贷款的东西,如金钱,一个人,你借给他们。 你希望他们在以后返回给你。
例句: 银行贷款给了我3000元。
你能借给我10美元吗?
 

THIRD PARTY INSURANCE  

24 Mar 2024

Noun

  • in an insurance contract, a person who is not the insurance company or the insured person, but who will receive money if they suffer loss or damage caused by the insured person.
Example Sentence: The policyholder is covered if they cause injury or damage to a third party.

 

 

INSURANCE AGENT ɪnˈʃʊərəns eɪdʒənt

23 Mar 2024

Noun

  • a person or company who gives advice about and sells insurance for an insurance company or number of insurance companies.
Example Sentence: A good insurance agent can be a very useful guide to the policies available.

 

 

POLICYHOLDER pɒləsiˌhoʊldər

22 Mar 2024

Noun

  • a person or group that has made an agreement with an insurance company that it will provide insurance against particular risks.
Example Sentence: The sickness cover pays out a lump sum if the policyholder is diagnosed as suffering from a serious illness.

 

 

COVER kʌvər

21 Mar 2024

Verb

  • protect someone or something against loss, damage, accident, etc., by insurance.
Example Sentence: The policy covers employee and public liability, equipment loss, materials, and personal accidents.

 

 

EXCESS ɛksɛs

20 Mar 2024

Noun

  • a part of the cost of an accident, injury, etc. that you agree to pay yourself when you buy insurance:
Example Sentence: Cover would cost £239 a year with a £75 excess, or £215 a year with a £250 excess.

 

 

INSURANCE ASSESSMENT nˈʃʊərəns əˈsɛsmən

19 Mar 2024

Noun

  • the analysis done by the insurer to determine the specific costs of a claim.
Example Sentence: The assessment of these expenses will take approximately 2 weeks.

 

 

MEDICAL EXPENSES mɛdɪkəl ɪkˈspɛns

18 Mar 2024

Noun

  • the money spent in a hospital for medicine, doctors’ fees, tests, etc.
Example Sentence: Often medical expenses can be used when filing taxes each year.

 

 

REIMBURSE riɪmˈbɜrs

17 Mar 2024

Verb

  • the customer pays the expenses first and the insurance company pays the customer back after a claim is filed.
Example Sentence: I hope my insurance company reimburses those expenses soon—they totalled nearly $3,000!

 

 

MEDICAL COVERAGE mɛdɪkə kʌvərɪdʒ

16 Mar 2024

Noun

  • medical expenses which are covered by the insurance policy.
Example Sentence: My medical coverage won’t pay for medicine I get abroad.

 

 

TRAVEL INSURANCE trævəl ɪnˈʃʊərəns

15 Mar 2024

Noun

  • insurance which covers travellers in foreign countries, usually covers medical expenses, sometimes additional expenses.
Example Sentence: Travellers insurance is very important when traveling in developing or developed countries.

 

 
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