Search Content

航運和物流

THIRD PARTY INSURANCE  

Noun

  • in an insurance contract, a person who is not the insurance company or the insured person, but who will receive money if they suffer loss or damage caused by the insured person.
Example Sentence: The policyholder is covered if they cause injury or damage to a third party.

 

 

INSURANCE AGENT ɪnˈʃʊərəns eɪdʒənt

Noun

  • a person or company who gives advice about and sells insurance for an insurance company or number of insurance companies.
Example Sentence: A good insurance agent can be a very useful guide to the policies available.

 

 

POLICYHOLDER pɒləsiˌhoʊldər

Noun

  • a person or group that has made an agreement with an insurance company that it will provide insurance against particular risks.
Example Sentence: The sickness cover pays out a lump sum if the policyholder is diagnosed as suffering from a serious illness.

 

 

COVER kʌvər

Verb

  • protect someone or something against loss, damage, accident, etc., by insurance.
Example Sentence: The policy covers employee and public liability, equipment loss, materials, and personal accidents.

 

 

EXCESS ɛksɛs

Noun

  • a part of the cost of an accident, injury, etc. that you agree to pay yourself when you buy insurance:
Example Sentence: Cover would cost £239 a year with a £75 excess, or £215 a year with a £250 excess.

 

 

INSURANCE ASSESSMENT nˈʃʊərəns əˈsɛsmən

Noun

  • the analysis done by the insurer to determine the specific costs of a claim.
Example Sentence: The assessment of these expenses will take approximately 2 weeks.

 

 

MEDICAL EXPENSES mɛdɪkəl ɪkˈspɛns

Noun

  • the money spent in a hospital for medicine, doctors’ fees, tests, etc.
Example Sentence: Often medical expenses can be used when filing taxes each year.

 

 

REIMBURSE riɪmˈbɜrs

Verb

  • the customer pays the expenses first and the insurance company pays the customer back after a claim is filed.
Example Sentence: I hope my insurance company reimburses those expenses soon—they totalled nearly $3,000!

 

 

MEDICAL COVERAGE mɛdɪkə kʌvərɪdʒ

Noun

  • medical expenses which are covered by the insurance policy.
Example Sentence: My medical coverage won’t pay for medicine I get abroad.

 

 

TRAVEL INSURANCE trævəl ɪnˈʃʊərəns

Noun

  • insurance which covers travellers in foreign countries, usually covers medical expenses, sometimes additional expenses.
Example Sentence: Travellers insurance is very important when traveling in developing or developed countries.

 

 

POLICY TERMS pɒləsi tɜrms

Noun

  • the details of a policy including exclusions and premium information; terms can also refer to the time frame that the policy covers or includes.
Example Sentence: The terms of this policy are clearly explained at our website.

 

 

INSURANCE BENEFITS ɪnˈʃʊərəns bɛnəfɪts

Noun

  • the amount of money the policy will pay after a claim.
Example Sentence: The insurance benefits of this life insurance policy are paid up to $100,000.

 

 

DAMAGE EVENT dæmɪdʒ ɪˈvɛnt

Noun

  • an event such as a natural disaster, car accident, or injury which causes damage to a person or to property.
Example Sentence: Before you can receive your benefits, you need to write a page detailing the damage event.
 

FILE A CLAIM  

Phrase

  • send paperwork in which details an event in order to get money from the insurance company.
Example Sentence: Once a claim is filed, you will receive your benefits within 90 days.

 

 

CLAIM  kleɪm

Noun

  • the filing of an accident, natural disaster or death in order to get money from insurance company.
Example Sentence: Have you filed a claim yet for that car accident?

 

 
Menu